Auto Insurance

Many people view car insurance as a necessary evil. Making monthly insurance payments, especially when you've never had an accident, seems like a waste of money. But when you DO have a claim, auto insurance can be a financial lifesaver. Besides -- and this is no small detail -- automobile insurance is required by law.

If you're at fault in an accident and someone else is injured but your auto liability doesn't cover all of their medical bills, chances are they -- and their lawyer -- will come after you for the remainder of the amount. 

If you're a homeowner with plenty of financial assets, it might be worthwhile to increase your liability coverage limits above the legal minimums. If you cause an accident and your liability limits are too low to cover the expenses, the other party might go after your assets in court. Higher limits can help you protect your assets.

 

Motorcycle Insurance

Consider Motorcycle Insurance to protect yourself against accident, loss, theft, or damage. This type of insurance includes liability coverage in the event that you may be responsible for property damage or another person's injuries.